Monday, January 24, 2005

Planning for a new year

Eric and I are starting to work on our plan for this year. Losing weight, paying off debt, and getting our family better organized to do more than watch tv and play gamecube. I would love to be debt free including our mortgage by the time I am 40. that is 6 years from now. Even if we pay off everthing except for the house. I would be thrilled. I know that the girls having a car and insurance is just around the corner. I want us to be prepared to provide for them and not have to go broke doing it. I think that we will give the girls the option to work if they want to. Just to have spending money and start saving money as well. I want them to learn how to manage money from the get go. I never did because I never had any. I didn't work very much. Eric never did because he didn't have any either. I want them to learn early that it is ok not to have everything there heart desires. Anyway enough of that rant.

I started reading Dave Ramsey's book total money makeover. I can relate a lot of my mindset to weight loss to the paying off debt. It is a pretty good book for sure.

The recovery is coming along pretty good. I am anxious to get back to my old habit of exercise and I am looking forward to having some energy. I know it is only been one week, but I just want recovery to go quicker. I miss my yoga.

Oh well, that is my life for today. I must get back to house work. I am trying to recover from the weekend

3 comments:

scott said...

yeah, i read total money makeover a while back. it's pretty good, and has a lot of really good pointers on money. it had some goals i didn't have, but overall, it seemed really helpful. good luck with the money. it all comes down to patience and maturity.... but i think once you find that spiritually, or with losing weight, that the money thing should be easier. it seems, my generation especially, it is all about get it now. and the truth is NOTHING is get it now, even if you get "it" you have to pay it off over time.... anyway, i'm rambling, but i wish your fam the best.

scott said...

yeah, i read total money makeover a while back. it's pretty good, and has a lot of really good pointers on money. it had some goals i didn't have, but overall, it seemed really helpful. good luck with the money. it all comes down to patience and maturity.... but i think once you find that spiritually, or with losing weight, that the money thing should be easier. it seems, my generation especially, it is all about get it now. and the truth is NOTHING is get it now, even if you get "it" you have to pay it off over time.... anyway, i'm rambling, but i wish your fam the best.

Wendy said...

thanks, i have learned a good bit already. I think paying off bills, losing weight, etc is all the same. If you really want to do it, you will. Thanks for the well wishes.